As housing costs in Marin continue to soar despite national trends, tenant protections have become a hot topic. Fairfax, Larkspur, and unincorporated Marin County have implemented or are discussing tenant protections. Though many of the Marin Housing Elements contain provisions promising to implement protections, these provisions remain controversial. Anti-displacement policy has evolved dramatically in the last 40 years, upending old tropes that rent control causes a diminishment of quality or quantity of affordable housing. MEHC believes Marin can and should do more to protect its renters. See our Resources, below, if you want to learn more.
This Housing Element cycle requires Marin to do more than plan for more housing. The 6th cycle of the housing element places a new emphasis on enacting policies and programs that will preserve naturally occurring affordable housing. Low-income tenants, much of Marin’s workforce, are under threat of displacement as housing costs inexorably rise. Long-term tenants, when forced out of their homes — most often through no fault of their own— face a drastically changed rental market, with rents 2 to 3 times higher than what they had previously paid and very little inventory. Most displaced renters are forced to move out of the community, out of Marin, and some even into their cars or into homeless encampments. Unreasonable rent increases hurt our ability to meet low-income housing mandates and cause displacement of long-time residents who are disproportionately represented by people of color and other protected classes.
This is both a humanitarian issue and a climate issue. The life of every displaced person is disrupted in very profound ways, impacting schooling, employment options, transportation, health and housing. Every displaced worker forced to commute adds to our traffic and emissions challenges.
Marin County’s past housing policies have made our county famous for all the wrong reasons. Redlining, community opposition, and exclusionary zoning have been elements of Marin’s housing “policies” for decades, and have resulted in Marin having among the highest levels of racial disparities in the state. Our exclusionary policies and attitudes have caused Marin to have the lowest rate of housing production in the Bay Area. It will be years before we can build our way out of our housing shortage, even with the best of efforts. In the meantime, displacement is escalating as low-income tenants suffer under ever-increasing housing costs.
Previous housing elements have produced little change
Previous local housing elements contain admirable goals to address housing needs and preservation; however, some of those were less than serious, and in any case few have been implemented. The The 2015-23 housing element cycle for Marin County shows mixed results. Unincorporated Marin County exceeded its intended production of low-income and market-rate units by 119% and 284%, respectively, but missed production targets for very low-income units (55%) and moderate-income units (73%). Marin’s preservation of low-income and naturally-occurring affordable housing also fell short, which in turn negatively affects the number of units needed for current and future populations. These targets are far lower than 6th Cycle targets, and lower than what was needed to serve our renter population. As a result, areas of the Canal and Novato that have high concentrations of low-income renters have seen the highest increases in rent (over 40%) since 2011.
Similarly, most jurisdictions’ 2015-23 housing elements contain excellent ideas for improving tenant protections, yet very few of these policies have been implemented at the local level. The State legislature passed
The Tenant Protection Act of 2019 (AB 1482), which gave long-term tenants some just-cause protections from arbitrary evictions. However, AB 1482 does not go far enough. Many types of tenancies and housing are excluded from protections and there are lots of loopholes. AB 1482 also sets a cap on rent increases at 5% + CPI, not to exceed a total of 10%. It is hard to justify landlords’ ability under AB 1482 to increase rents up to 5% ABOVE any increase in the cost of living. In any case, these protections are unsustainable for low-income tenants still recuperating from the pandemic. For example, a family renting a two-bedroom apartment for $3,200 (HUD Fair Market Rent) in 2022 faces almost a 50% increase in housing costs in just 5 years, or an additional $1,500+ per month.